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Which payment methods work best for subscriptions?
Credit and debit cards remain the most reliable payment methods for subscriptions because they tokenize cleanly and support automatic retries. Digital wallets like Apple Pay and Google Pay also work well for recurring billing if your provider passes through the wallet token. Bank transfers like ACH and SEPA Direct Debit are great for higher value subscriptions where lower processing fees matter, but they take longer to settle and are harder to retry.
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