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How do payment retries work for subscriptions?

Payment retries reattempt a failed subscription charge automatically over several days using smarter timing rules. A well configured retry engine looks at the decline reason, the card brand, and historical approval patterns to time the next attempt, for example, retrying after a payday or after a soft decline is more likely to succeed. The goal is to recover revenue that would otherwise be lost to involuntary churn without spamming the customer's card.

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